Are you a part of the underwriting vehicle inspection team who is dealing with an overwhelming number of motor claims that too in remote areas? If yes, then you need an upgrade. Gone are those days when the underwriting vehicle inspection team visited the clients’ homes to do damage checks, document verifications and carry out inspections, both for pre-inspection and post investigation.
But how are motor inspections being carried out in 2024?
40% of the underwriters are resorting to technology solutions for carrying out claims risk assessments. Most of the underwriting processes are either automated or carried out online. Insurance technology is changing the way underwriting inspections are carried out. Want to know more? Read on!
Traditional Manual Motor Underwriting Inspection- A Thing of the Past
Manual physical motor pre and post claims inspections are not just tedious but require hard labor too. It is also time-consuming. Here’s what typically happens in a manual motor claims inspection:
Physical Examination
Here a vehicle inspection team is assigned to physically visit the vehicle’s location. It can even be in remote areas as well
Documentation
In this stage, the vehicle inspection team will be recording all the vital details like chassis number, engine number, and registration number.
Visual Inspection
Here, the team will be taking photographs and videos of the vehicle to document the condition of the vehicle
Report Creation
The vehicle inspection team will then be compiling a detailed report that will be outlining the vehicle’s conditions- any pre-existing or any other relevant observations
Submission
The report will then be submitted to the underwriter to assess the risk and premium coverage.
Out with the Old, In with the New- Revolutionizing Motor Claims Inspections with Insurance Technology
Imagine conducting a humungous amount of motor claims inspection in a day? Scary, isn’t it? Well, this situation today is not faced by the vehicle inspections team anymore. They are conducting hassle-free pre-inspection and post-accident investigation by integrating Insurance technology. Today, underwriters are widely resorting to digital solutions coupled with AI for conducting vehicle inspections. This streamlines the workload of their vehicle inspection team providing heightened efficiency. With insurance technology and the internet in place, underwriting inspections especially for motor claims have come be within a tap’s reach to underwriters, ditching the long tiring physical visits to the vehicle’s location.
Are you ready to bring a digital transformation in underwriting motor inspections?
How iNube Can Help You?
iNube’s video streaming solution enhances the pre and post motor claims inspection. No more long trips to check the preexisting vehicle damage and post-accident damages. Just a tap and you can conduct hassle-free vehicle inspections anytime and anywhere!
Hassle-Free and Efficiency on the Go!
Book a session with us to know more about the live streaming video solution!
