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Travel insurance

How Gen AI Enhances Post-Travel Support with Personalized Care?

The world witnessed uncertainties with COVID-19 along with massive travel restrictions. As regulations slowly lifted, domestic travels  gained momentum with 39 million passengers with both domestic and international travel.

Picture this: You’re traveling halfway across the globe, and something unexpected happens—your luggage goes missing, or you suddenly feel unwell. Stuck in long waiting lines, trying to deal with confused steps. But today, things are different.

Enter Generative AI – a true game-changer, revolutionizing seamless travel assistance. It has redefined the way we seek support, making your post-travel experience smoother and more efficient.

The Rise of Modern Travel Assistance

With increasing health concerns, travelers are focusing on personal safety and preparedness. While travel insurance covers the financial losses, Travel Assistance services  is an add to it. All essential support including medical evacuation, trip rescheduling, legal help is all covered making journey stress free

The Future of travel is seamless: Key Functions of Travel assistance

Here are the key functions of travel assistance:

Personalization

Emergency Medical Support

Chubb Travel Assistance provides 24/7 access to medical and travel assistance services, providing clinical support during emergencies along with hospital referrals for immediate care.

Trip Cancellation & Interruption

Reimbursement for non-refundable trip expenses in case of cancellations due to illness, family emergencies, or severe weather, ensuring travelers can have peace of mind.

Lost Luggage & Baggage Assistance

Generali Global Assistance provides coverage for lost, damaged, stolen, and delayed baggage. Their Premium Plan offers up to $2,000 per person for lost, damaged, or stolen baggage, and includes baggage delay coverage for essential purchases.

Navigating the Future: How Generative Artificial Intelligence is Transforming the Travel Insurance Industry

Take a closer look at how Generative AI is transforming the regular travel insurance industry:

1. Proactive Customer Engagement: Advanced chatbots and virtual assistants now handle a wide range of travel queries, making bookings and support fasters and smooth

2. Personalized Insurance Offerings: Tailored travel insurance based on customer’s trip details, provides customized coverages based on the specific risk related with each journey

3. Enhanced Risk Assessment: Imagine you planned a trip to Indonesia just volcano erupted All thanks to Gen AI with modernised solutions , real time data scanning, updating the insurers so they can update policies covering the emerging risk

4. Hyper-Personalized Medical and Travel Assistance: By analyzing a traveler’s health history, trip itinerary, and other factors, Gen AI delivers real-time, personalized medical advice and dynamically adjusts coverage during the trip.

The Rise of Agentic AI: Transforming the Future of Travel

Technological advancement has led to the evolution of Agentic AI. Imagine you came back from a fun trip. You feel a little unwell with fever after the trip, worried about the lost luggage and insurance work. But your AI agent is by your side.

Modern day travelers expect a personalized and a comfortable journey with zero travel hassle. Agentic AI  has turned their problems into solutions. It handles multiple customer needs by automating the process, provision of real time insights and personalization. Travelers receive a 24/7 support through the virtual assistance and enjoys the post trip experience

How Agentic AI Benefits Both Travelers and Travel Companies?

Agentic AI is proving to be beneficial for different stakeholders in Travel insurance. Here’s a closer look at how they are helping:

For Travelers:
  • Personalized travel itineraries based on preferences
  • Real-time updates on flights, weather, and local conditions
  • Seamless and faster booking experiences
  • 24/7 support through chatbots and virtual assistants

 

For Travel Service Providers:
  • Deeper understanding of customer behavior through data
  • Personalized marketing and service delivery
  • Real-time operational insights to reduce costs
  • Automation of customer engagement and support

 

Traditional AI Vs Agentic AI

Gen AI

Real Time Examples- Take A Look at the Success Stories

1. Name of the Agentic AI: Akira AI

2. Usage: Post Travel Medical Assistance

  • Tracks travelers’ health post-trip via wearables or apps, alerting them of any medical issues.
  • Guides travelers to nearby healthcare providers or offers telemedicine services based on their health history or symptoms.
  • Assists with post-travel medical claims by helping gather documentation, submit claims, and track reimbursement status.

 

Post Travel Experience Assistance

Here’s how agentic AI offers post travel experience assistance:

Feedback on Travel Experience

Collects feedback on traveler’s experiences, focusing on health concerns and overall satisfaction.

Resolution of issues

Resolves issues like delayed luggage or accommodation problems by connecting travelers with relevant service providers.

Immediate Assistance

Provides immediate assistance for post-trip medical emergencies by connecting travelers to emergency services.

Conclusion

With the rise in Generative AI, there is a shift of basic services to deeply personalized travel support. Whether it’s handling medical emergency needs or resolving post travel problems, technology has got it all covered. The role of Agentic AI has gained more prominence by providing smoother and enjoyable travel experience. With AI integration, both the traveler and travel companies can benefit with streamlined processes, personalized solutions, and better preparedness “Ready to experience travel like never before, with Gen AI making every step smoother?”

Reechel Mahapatra

Growth Specialist

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Deepak S