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Property Risk Inspection
Transform your Property Risk Survey Process with Real Time On-Field Data
Our Property Risk Assessment Solution helps risk engineers, undertake a comprehensive risk survey, to identify and assess the different types of risk that may adversely affect a property
Overview
Execute a guided process for property risk assessment, using an enterprise mobility solution that is easily built on iNube’s proprietary B2B mobility platform – ‘Evidens’
Upon receiving a proposal from the customer, to insure his/her property, the underwriter from the insurance company requests an on-field property risk inspection, using the Evidens Sky Portal
The assignment of the property risk assessment/survey to a specific field risk engineer may be based on location, work load or any other business rule as defined by the insurance company
The property risk engineer receives the survey request on his Property Risk Survey Mobile App and carries out the property risk survey-
- Captures details of property as-is, safety aspects, construction aspects, surrounding property etc.
- Captures images, audio-visual evidence of property
- Initiates live streaming with underwriter and receives guidance
- Mobile app generates property risk survey report including all evidences captured
- Submits property risk survey report directly from field to the underwriter
Solution Variants
Introduce operational efficiencies in your ‘Property Risk Survey’ process, in the following scenarios –
Fire and Perils
Examine plans, construction and fire protection systems to assess the risks to a building and its contents
Accidents and Liability
Assess the possible risks to employees, customers and visitors to a building or site
Engineering Insurance
Survey mechanical and industrial plants, machinery and equipment for faults and risks
Burglary and Theft
Inspect business premises to check security and storage methods
Solution Features
Learn more on how our ‘Property Risk Survey’ solution is a perfect fit for your critical on-field property survey operations
Geo-Coordinates
Bird’s eye view of property, view maps with geo co-ordinates
Occupancy Specific Questionnaire
Fill out the scorecard-based questionnaires for specific industries/occupations
Risk Classification & Scoring
Generate a rank / risk rating based on answers to the occupancy specific questionnaire
Document Upload
Capture images of relevant documents and attach to the inspection report
Workflow Driven
Enable users across multiple levels to review and refine the inspection report, prior to submission of exhaustive report to the underwriter
Offline Capability
Gather information including geo-coordinates even in offline mode. Network connectivity is required only at the time of report submission
Versatile Controls
Scan documents, take photos, record video/audio, digital signatures to support case
Increased Convenience
Automatic generation of PDF report for investigation
Enhanced Security
Encrypted data storage and dual factor user authentication
Value Proposition
Our ‘Property Risk Survey’ solution comes with a host of benefits, designed to meet your business objectives
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Reduce Turnaround Times (TATs)
Streamline processes and reduce property risk inspection Turnaround time
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Reduce Costs
Digital reports and audio visual evidences help reduce costs
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Enhance Operational Effectiveness
Auto compile comprehensive property risk inspection reports
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Execute Quick Decisions
Faster underwriting decision making enhances customer satisfaction
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Streamline Processes
Ensure faster property risk survey case assignments with location tracking
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Go Paperless
Digitize data at source and eliminate human error
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Issue1 Real Time Quotes/Policies
Instantly generate quotes and issue policies. Reduce load on your core insurance system
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Provide Quick Turn Around Time (TAT)
Delight your customers by providing quicker turnaround times for policy issuance, renewals, endorsements
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Ensure Greater Flexibility
Allows insurance companies to configure different privileges for pricing, underwriting and operations to
different intermediaries -
Gain Better Oversight
Take complete control over your distribution network with configurable levels of pricing and underwriting
privileges -
Increase Transparency
Manage complex commission structures and make payments online
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Be Eco-friendly
Help the environment by enabling end-to-end paperless process for policy issuance
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