property and casualty insurance

Property and Casualty Insurance

Drive Sales with a Property and Casualty Insurance Solution for Agents and Intermediaries

Empower your agents and intermediaries with AVO P&C – a virtual office platform, a Property and Casualty software solution that helps to manage and digitize the sales and underwriting life cycle efficiently


‘Digital Sales & Underwriting’ solution, is a Property and Casualty Software Solution, powered by AVO P&C. This virtual office for agents and intermediaries, provides a feature rich responsive web application for Property and Casualty Sales and Underwriting. It supports end-to-end sales digitization for the following product lines:

  • Motor
  • Marine Cargo
  • Travel
  • Personal Accident
  • Workmen’s Compensation


Explore the distinctive features of AVO P&C, a one-stop-shop solution for Property and Casualty insurance intermediaries

API driven microservices based architecture

Supports multiple insurance LOB’s including Life, Motor, Marine, Health and Travel

Guided sales process for insurance intermediaries

Setup of underwriting and pricing rules

Tailored portals for stakeholders

Supports multiple payment modes

Readily integrates with external systems – Core Insurance Systems (Genisys Configurator, PolisyAsia), Policy Bazaar

Core Building Blocks – A Modular Approach


‘AVO P&C’ has a modular setup of core building blocks. This addresses all the major insurance functional areas for property and casualty insurance through a structured approach. Each of these blocks of this property and casualty software solution can be leveraged independently to provide realistic solutions that meet business requirements

  • User & Hierarchy Management

    Create users/sub users, assign privileges and hierarchy

  • Quotation Management

    Create/modify quotes

  • Underwriting Rules

    Configurable underwriting rules. Enables quotations/proposals to be routed to underwriter

  • Premium Calculators

    Rating table based premium calculation or real time integration with core insurance system

  • Policy Issuance

    Straight through policies and policies with underwriting intervention
    Real time issuance of policy schedule
    End to end policy issuance

  • Claim Intimation/Status

    Intimate claims
    Real time claim status

  • Policy Renewal

    Renewal premium calculation
    Renewal notice generation

  • Payment Setup

    Enable agent to make payment through various modes
    Enable premium payment from customer to insurance company

  • Commission Management Module

    Remuneration transparency management

  • Insurance Agent Onboarding

    Simplify your agent on-boarding process with end-to-end digitization

  • Reports & Dashboards

    Insightful MIS reports

  • Campaign Management

    Create/manage campaigns and generate reports

  • Issue1 Real Time Quotes/Policies

    Instantly generate quotes and issue policies. Reduce load on your core insurance system

  • Provide Quick Turn Around Time (TAT)

    Delight your customers by providing quicker turnaround times for policy issuance, renewals, endorsements

  • Ensure Greater Flexibility

    Allows insurance companies to configure different privileges for pricing, underwriting and operations to
    different intermediaries

  • Gain Better Oversight

    Take complete control over your distribution network with configurable levels of pricing and underwriting

  • Increase Transparency

    Manage complex commission structures and make payments online

  • Be Eco-friendly

    Help the environment by enabling end-to-end paperless process for policy issuance

Interested to learn more about how
AVO P&C can help improve sales?

Join the conversation on AVO P&C.
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