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Digital Policy Issuance and Underwriting for Retail and Group Health
Empower your Health Insurance Intermediaries to manage and digitize the Sales and Underwriting life cycle efficiently using AVO Health – A Virtual Office Platform
Digital Transformation in Health Insurance Sales and Underwriting
‘Digital Sales & Underwriting’ solution for Accident & Health Insurance segment is powered by Agent Virtual Office (AVO) Health. It is an agent virtual office platform that provides a feature rich responsive web application. The AVO Health platform caters to both ‘Group Health Insurance’ and ‘Retail Health Insurance’.
Agent Virtual Office – Group Health Insurance
Comprises of core functional blocks in a modular setup. Each of the functional blocks or a group of functional blocks, may be leveraged independently to fit into the existing IT ecosystem of the insurance company
Master Data Management
Setup master data for all relevant fields
Quotation Management
Create quotes with multiple options
Premium Calculators
Provision for different premium calculation methods
Policy Issuance, Renewals & Endorsements
Straight through policies and policies with underwriting intervention
Real time issuance of policy schedule
Generation of renewal notice
Processing endorsement request
Commission Management
Effective remuneration transparency management
Insurance Agent On-boarding Solution
Simplified agent on-boarding process with end-to-end digitization
Payment Setup
Provision for multiple payment modes
Reports & Dashboards
View insightful MIS reports
Agent Virtual Office – Retail Health Insurance
Comprises of core functional blocks in a modular setup. Each of the functional blocks or a group of functional blocks, may be leveraged independently to fit into the existing IT ecosystem of the insurance company
Users & Hierarchy Management
Create users/sub users, assign privileges and hierarchy
Quotation Management
Create/modify quotes
Underwriting Rules
Configurable underwriting rules
Premium Calculators
Rating table based premium calculation or real time integration with core insurance system to fetch premium
Policy Issuance
Straight through policies and policies with underwriting intervention
Real time issuance of policy schedule
End to end policy issuance
Claim Intimation/Status
Intimate claims and real time claim status check
Policy Renewal
Renewal premium calculation
Renewal notice generation
Payment Setup
Enable agent to make payment through various modes
Enable premium payment from customer to insurance company
Commission Management
Remuneration transparency management
Insurance Agent On-boarding Solution
Simplified agent on-boarding process
Reports & Dashboards
View insightful MIS reports
Campaign Management
Create/manage campaigns and generate reports
Features
Explore AVO Health’s distinctive features that help in delivering value in terms of growth, operational agility, process digitization and enhancing intermediary engagement
API driven microservices based architecture
Guided sales process
Setup of underwriting and pricing rules
Tailored portals for stakeholders
Supports multiple payment modes
Integrates with external systems – Core Insurance System, Document Management System
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